Why Should You Work With Us | Data Needed For Loan Application | Choosing a Realtor
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Data Needed For Loan Application
Employment History | Financial Info | |
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· Copies of last 2 yrs W2's · Copy of most recent paycheck · Copies of 2 yrs tax returns for self-employed borrows, sales rep & commissioned people · Statement from courthouse showing child support payment · Award letter from Social Security or Perm. Disability |
· Copies of 3 mos. of all bank statements, savings, checking &
Credit · Union Accounts · Stock Certificates or Bonds (if used for closing) · Gift from relative: Will need a letter from donor & verification of donor's · account that holds the funds for the gift · Purchase contracts on sale of present home and/or relocation agreements for transferee |
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List of Creditors | Miscellaneous | |
· Name and account numbers of all credit cards · Name, address & acct. numbers of all loans (auto, student, personal) · Recent 2-year history for a present mortgage: Name, address & account numbers · Recent 2-year history for rent: Name & address of landlords |
· 2 year address history for each borrower · Copy of canceled earnest money check · Divorce Decree · Copies of leases if rental property is owned by the borrower · Condominium documents · Application fee |
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FHA/VA | ||
· Loan-Name and address of nearest living relative · Photo ID and Social Security Card · VA Certificate of Eligibility & Copy of DD214 (Discharge Papers) |